{"id":588,"date":"2018-06-21T03:38:09","date_gmt":"2018-06-21T03:38:09","guid":{"rendered":"https:\/\/www.protectyourlegalrights.com\/?p=588"},"modified":"2018-06-21T03:38:09","modified_gmt":"2018-06-21T03:38:09","slug":"sabe-que-cobertura-tiene-la-indemnizacion-por-accidente-laboral","status":"publish","type":"post","link":"https:\/\/www.protectyourlegalrights.com\/es\/blog\/do-you-know-what-coverage-you-get-from-workers-compensation\/","title":{"rendered":"\u00bfSabe qu\u00e9 cobertura le ofrece la indemnizaci\u00f3n por accidente de trabajo?"},"content":{"rendered":"

Cualquier d\u00eda que vaya a trabajar, corre el riesgo de sufrir una posible lesi\u00f3n. Aunque trabaje en un comercio minorista o en un c\u00f3modo entorno de oficina, el peligro de sufrir una lesi\u00f3n laboral o una enfermedad adquirida est\u00e1 ah\u00ed. A veces, las lesiones laborales son el resultado de un accidente fortuito o inusual. Incluso un caf\u00e9 derramado puede provocar lesiones graves. Otras veces, las lesiones reflejan mejor la naturaleza del trabajo.<\/p>\n

Quienes teclean todo el d\u00eda, as\u00ed como quienes conducen o manipulan manualmente piezas en una cadena de producci\u00f3n, pueden desarrollar lesiones por movimientos repetitivos. Los trabajadores de la construcci\u00f3n pueden sufrir descargas el\u00e9ctricas o resultar heridos o muertos en ca\u00eddas. Independientemente de la naturaleza de su trabajo, las lesiones siempre son posibles. Inf\u00f3rmate ahora\u00a0sobre la indemnizaci\u00f3n por accidente laboral<\/a>\u00a0puede protegerle en el futuro si acaba lesionado en el trabajo.<\/p>\n

Carolina del Norte espera que la mayor\u00eda de las empresas tengan un seguro de accidentes laborales<\/h3>\n

La indemnizaci\u00f3n por accidente laboral es un programa de seguros que pagan las empresas. Cualquier empresa con tres o m\u00e1s empleados debe contratar un seguro de indemnizaci\u00f3n por accidente laboral o cumplir las directrices estatales para empresas autoaseguradas. Independientemente del tipo de empresa o del sector en el que opere, la compensaci\u00f3n de los trabajadores es un requisito para hacer negocios en Carolina del Norte.<\/p>\n

Normalmente, estas p\u00f3lizas protegen a los empresarios de demandas relacionadas con lesiones en el trabajo. Tambi\u00e9n protegen a los trabajadores de p\u00e9rdidas relacionadas con lesiones laborales. La indemnizaci\u00f3n por accidente de trabajo ofrece una serie de posibles prestaciones, desde cobertura m\u00e9dica sin copago hasta sustituci\u00f3n salarial y prestaciones por fallecimiento para los supervivientes en caso de accidente mortal.<\/p>\n

\u00bfQu\u00e9 prestaciones puede esperar de la indemnizaci\u00f3n por accidente de trabajo?<\/h3>\n

Si te lesionas en el trabajo, debes informar del accidente a tu jefe antes de buscar atenci\u00f3n m\u00e9dica, si es posible. Una vez que hayas recibido un tratamiento estabilizador, tendr\u00e1s que presentar una solicitud de indemnizaci\u00f3n por accidente de trabajo para que te sigan cubriendo el tratamiento. En general, los trabajadores lesionados suelen tener derecho a prestaciones m\u00e9dicas y por incapacidad. La cobertura m\u00e9dica se aplicar\u00e1 a cualquier tratamiento que requiera tu lesi\u00f3n, incluida la cirug\u00eda y la fisioterapia, sin copagos ni franquicias.<\/p>\n

Si su lesi\u00f3n le incapacita para trabajar ahora (pero acabar\u00e1 recuper\u00e1ndose), puede recibir prestaciones por incapacidad temporal. Si su incapacidad dura\u00a0menos de 21 d\u00edas<\/a>No recibir\u00e1 indemnizaci\u00f3n durante la primera semana. Si dura 22 d\u00edas o m\u00e1s, los siete primeros d\u00edas tambi\u00e9n dar\u00e1n derecho a cobertura.<\/p>\n

Por lo general, puede percibir hasta dos tercios de su salario medio semanal, hasta el m\u00e1ximo fijado por el Estado que se ajusta peri\u00f3dicamente. Actualmente, ese l\u00edmite es de $978 por semana. Si no puede reincorporarse al trabajo de forma indefinida, puede percibir una indemnizaci\u00f3n por incapacidad permanente por el mismo importe. Los c\u00f3nyuges e hijos supervivientes pueden percibir una compensaci\u00f3n salarial similar cuando fallece el sost\u00e9n de la familia como consecuencia de un accidente o enfermedad laboral.<\/p>","protected":false},"excerpt":{"rendered":"

Any day that you go to work, you risk a potential injury as a result. Even if you work in retail or a comfortable office setting, the danger is there for a work-related injury or acquired illness. Sometimes, work injuries are the result of a fluke or unusual accident. Even spilled coffee could result in … <\/p>\n

Seguir leyendo “Do you know what coverage you get from workers\u2019 compensation?”<\/span><\/a><\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[15],"tags":[],"class_list":["post-588","post","type-post","status-publish","format-standard","hentry","category-workers-compensation","entry"],"acf":[],"yoast_head":"\nDo you know what coverage you get from workers' compensation? | Christina Rivenbark & Associates<\/title>\n<meta name=\"description\" content=\"Any day that you go to work, you risk a potential injury as a result. 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