Tabor City Social Security Disability Lawyer
Social Security Disability Attorney in Tabor City, NC
When someone is disabled to the point of being unable to work, it can be difficult to maintain financial stability. Thankfully, the United States offers Social Security Disability benefits to its disabled citizens. However, it can be difficult to be approved for benefits. If you are in the Tabor City area and need help putting together a Social Security disability application or appealing a denial, you should reach out to an experienced Tabor City Social Security Disability lawyer.
About Christina Rivenbark & Associates
When your financial future and social stability are on the line, you need the help of a seasoned attorney who is deeply familiar with Social Security Disability laws. At Christina Rivenbark & Associates, we have been advocating for our clients since 1990. We approach each case with empathy, tenacity, and a full understanding of what is at stake for our clients. No matter how complicated your case may be or what your specific needs are, we stand ready to help you.
Disability in the United States and North Carolina
People become disabled for a variety of reasons, whether it be illness, injury, or age. In the United States, about 28.4% of people live with some kind of disability. Disabilities take many forms. Of adults in the United States, 13.9% have a cognitive disability that affects their thinking, concentration, or memory. An additional 12.2% have a physical disability that makes it difficult or impossible for them to walk or climb stairs.
Disability figures in the state of North Carolina mirror this national picture. According to the most recent data, which covers the year 2022, 26.3% of North Carolinians between the ages of 18 and 44 have a disability.
What Is Social Security Disability?
Social Security Disability is a benefit that American workers can collect when a disability prevents them from working. The money comes from the national Social Security fund, which the majority of working Americans pay into over the years. The benefits usually come in the form of a monthly check and Medicare insurance.
Who Might Qualify for Social Security Disability?
If someone is disabled in such a way that they cannot work, and it is expected that they will be disabled and unable to work for at least one year, they may qualify for Social Security Disability benefits. In addition to the disability qualification, there are income restrictions and work history requirements. If you meet the following criteria, you may qualify for benefits:
- You have a physical or mental disability that prevents you from working a job.
- Your income totals less than $1,690 per month, or $2,830 if you are blind.
- You have worked for five of the past 10 years, not necessarily consecutively. A shorter work history may be required if you are under the age of 24.
Why Might a Claim Be Denied?
Social Security Disability claims can be denied for a wide variety of reasons. The following are a few examples:
- Too much income: If your income from any source exceeds the income cap, your benefits will be denied.
- No qualifying disability: A note on your medical chart is not enough to constitute a qualifying disability. In your application, you must demonstrate that your diagnosis has been confirmed and that you have tried or are trying any available treatment options.
- Improper documentation: Some claims are denied simply because the forms were not filled out correctly or because some necessary documentation, whether financial or medical, was omitted from the application.
- Behavior-induced disability: If your disability is a direct result of alcohol addiction or drug addiction, you won’t be approved for benefits.
Hire a Social Security Disability Lawyer
It is not uncommon for Social Security Disability claims to be denied, even if the applicant has a legitimate disability. This is why it is advisable to hire a Social Security Disability lawyer to help you through the process. Your lawyer can help you put your application together, anticipating any possible hangups or problems with your paperwork.
If your claim is denied, your attorney can help you with the appeals process. In some cases, a formal hearing may be required. An experienced lawyer can help you secure such a hearing and then advocate for you during it.
FAQs
Where Is the Nearest Social Security Disability Office for Tabor City Residents?
Unfortunately, there is no Social Security Administration office in Tabor City itself. If you are a Tabor City resident who needs to visit a Social Security Administration office to ask questions or submit paperwork, you will have to visit the office in Whiteville, North Carolina. The address is 204 South Lee Street.
Can I Return to Work Without Losing My Benefits?
Yes, it is possible for a person receiving Social Security Disability benefits to return to work without losing benefits immediately. If your return to work, in whatever capacity, results in income above the prescribed income limit, you won’t receive disability payments for those months, but you won’t automatically lose your health insurance.
When Does the Medicare Coverage Start for Social Security Disability Beneficiaries?
For most people who apply for Social Security Disability benefits, Medicare coverage kicks in two years after the date they became disabled. There are some exceptions to this. People who have ALS are eligible for Medicare immediately upon qualifying for disability. Those suffering from end-stage kidney disease become eligible for Medicare the month they receive a kidney transplant or begin in-home dialysis, or 3 months after beginning outpatient dialysis treatments.
What if I Am Disabled but My Spouse Is Not?
If you are disabled, and your spouse is not, you should still be able to apply and qualify for Social Security Disability benefits. Applicants are considered on an individual basis, so even if your spouse is able-bodied and fully employed, their income should have no bearing on whether or not you are eligible for benefits. Only your personal income counts in the application.
Contact Christina Rivenbark & Associates Today
The process of applying for Social Security Disability benefits can be stressful and time-consuming, and it is important to verify that your application is complete and accurate. An experienced attorney in Tabor City can anticipate questions and identify potential problems before you ever submit your paperwork. If your application is denied, you can appeal the decision with the help of your attorney.
At Christina Rivenbark & Associates, we pride ourselves on representing our clients with integrity, compassion, and perseverance. Contact us today to discuss your needs and find out how we can help you.
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