Were you injured at work? Did your work-related injury or illness keep you from your job for a few weeks? A lack of income for that amount of time can be scary, especially nowadays.
North Carolina workers’ compensation laws require employers to carry work comp insurance if they have three or more employees. If you sustain injuries on the job, workers’ compensation insurance is supposed to help cover your lost wages and medical treatment. However, not all claims are approved. Keep reading for common reasons why your workers’ compensation claim might be denied.
There are several situations that may set your claim up for denial:
While there are many other reasons you may not receive benefits, this list is an example of some common issues. Oftentimes, claims are denied because of a misunderstanding or a mistake. A clerical error or a missing medical record can make a big difference.
If your claim was denied, you should appeal that decision. When you receive the notice of denial, it will have a section explaining your rights for filing an appeal. Don’t put it off, however. The time you have to file an appeal is short.