Injured on the job but not physically at work? Here’s what to do

Say you are a delivery person or truck driver, you are likely to sustain an injury while working but not on your company’s premises because you are often off-site driving.

If you get hurt while performing your job off of the business property, you may not think you are entitled to workers’ compensation. This is untrue, as all injuries sustained by an employee in the course of performing his or her job could be eligible for workers’ comp.

What to do if injured while working off-premises

Employees wounded while performing their work should notify their supervisor as soon as possible. If you are seriously injured and unable to move, call 911 or have someone nearby do so. Seeking medical attention quickly can help you establish that the harm caused to you occurred as a direct result of the work-related accident.

If anyone saw you get hurt, ask them for their name and contact information so they can confirm when and where your injury took place. Further, take photos of your injury and the area it took place to provide with your workers’ comp claim.

You must file a claim with the state and await approval or denial before receiving benefits.

What to do if your claim gets denied

Being injured while performing their job entitles employees to workers’ comp in many instances. If the insurance company denies your claim, consider contacting a lawyer to help you get the compensation you deserve while you recover from your injuries.

Remember, as long as you were working when you became injured, you could receive workers’ comp benefits.

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