Were you injured on the job? It can happen, and it can cause you a lot of financial problems. Do you know how your state handles workers’ compensation? Do you know if you can collect benefits if you are hurt at work?
Workers’ compensation laws and employer requirements are different from state to state. Here is a rundown on North Carolina’s workers’ compensation laws.
According to the state’s Workers’ Compensation Act, most employers must carry work comp insurance. There are a few exceptions, however. Certain types of employers are not required to have workers’ compensation insurance. Employees and workers for those companies often include:
Different types of benefits are available for some of these workers.
If you suffered an illness or injury in North Carolina while working for a boss who carries workers’ comp insurance, you have legal rights. You may be eligible to receive:
There is a state-imposed maximum payment, however, that cannot be overridden.
Many work comp claims are denied by the insurance carriers. Don’t take no for an answer. This is a tactic insurance companies often use to pay injured workers less than they deserve. Learn about your legal options, and fight back.