Most people know that vehicle insurance rates may be higher for younger drivers than for older drivers due to the belief that younger persons might be at a higher risk for accidents. This, however, is not necessarily always the case.
The reality is that people of any age can be involved in an accident in large part because they cannot control the actions of other drivers or operators.
This is certainly true for motorcyclists, who are always at risk when sharing the road with larger vehicles. Records from the National Highway Traffic Safety Administration show that younger riders are not the only bikers at risk on the road.
Between 2014 and 2018, it was actually motorcyclists in their 50s who accounted for the most number of biker fatalities in North Carolina. During those five years, a total of 220 riders between the ages of 50 and 59 were killed in accidents. Among riders in their 20s, a total of 202 people died in crashes in that same time period, followed by 184 riders in their 40s, 153 riders in their 30s and 144 riders who were 60 years of age or older.
In 2015, 2017 and 2018, motorcycle riders in their 50s were the most commonly killed across the state. In 2016, it was riders in their 40s who outnumbered their peers in the rider fatality statistics. These numbers show that, no matter their age, motorcyclists are at a higher risk of having an accident on the road, but older bikers are at a higher risk of more serious injury. Staying aware of surroundings and driving defensively around other drivers may aid bikers in reducing the likelihood of getting into an accident.